Essential Bathroom Safety Products

The bathroom is amongst the most dangerous areas for the senior and kids. Standing on a wet, slippery surface could be bearable to us however when you are dealing with older, disabled, or even younger members of the family, they are in particular danger. Here are some bathroom safety products in which you can buy to really make the bathroom a safer spot for your family.

1) Shower Chairs and Benches
For people who are incapable of have a shower, a shower chair or bench might be an option. Most are small enough to fit in any shower or tub, but they are strong enough to hold up to 300 lbs. These products are made from specifically designed products that would resist build up from soaps and shampoos, and they’re mold resistant, too. Some are shaped like a normal chair, with a back and arms, as well as others are a simple bench design.

2) Shower Grab Bars
This is essentially the most significant items which you can install in order to avoid a fall in the shower. Grab bars or handles could help provide support for individuals who have trouble maintaining their balance or keep somebody from falling. Generally, these are set up with just a number of screws or with powerful suction cups. It’s absolutely imperative these are set up the right way and firmly or it will cause severe injury if it comes loose.

3) Shower Baskets
Fitting a shower basket is among the easiest ways in order to avoid slipping in the shower. In the event the shampoos, soaps, razors and other shower items are on the shower floor, you are much more likely to slip on these items and to trip over them. Putting them high up, in shower baskets, ensures that the soap just isn’t below your feet and that your goods are all secure and organized.

4) Slip Flooring
Slips and falls are the most common accidents that occur in the bathroom. Prevent slips and falls by putting slip resistant mats or strips on the bathroom floor in parts that will get wet such as in and around the bathtub and in and around the shower. These mats stick on to the tub surface and provide a non-slip surface for a person to stand or sit.

Bathroom safety is crucial particularly when there are little ones and elderly around. Teach your family about dangers in the bathroom. Ensure everyone within your household is vigilant against the possible risks in the bathroom. Understanding why we all need to observe bathroom safety tips can ensure the effort of the whole family in keeping our bathrooms accident-free.

Credit Card Charge-Off vs. Credit Card Write-Off

In the ideal world, we would be in a position to repay all our dues without having to face the embarrassment of charge off on credit cards.

charge off vs write off

A charge-off and a write-off sound a lot alike, but they are two very different things.

Charge-Off

The term “charge-off” equates to when a credit card account reaches 180 days past due. At that point, the credit card company is required to reclassify the account for accounting purposes. Specifically, from a performing asset to a non-performing asset for the bank.

However, even though a credit card account has been reclassified as a charged off account, the credit card company still reserves the right to pursue collection of the outstanding balance.When a person hears the term “charge-off”, they often mistakenly think that they’re in the clear and that their debt will be forgiven. Not so. If only it were that easy. As mentioned above, a charge-off is simply a reclassification of the debt, and unfortunately you still owe the money even if the account has charged off.

Credit card companies handle charged off accounts in a variety of ways:

  • Sometimes the credit card company continues on with their own in-house collection efforts on the charged off account.
  • Sometimes they outsource the charged off account to a collection agency, but the credit card company still retains ownership of the account.
  • Sometimes the credit card company sells the charged off account to a debt purchaser. Just like mortgages are bought and sold all the time, so are credit card accounts.

Write-Off

A “write-off” on the other hand is when a creditor forgives a portion of the balance that is legitimately owed. For example, if you owe $15,000 and a creditor agrees to settle the account for $0.50 on the dollar, they write off $7,500.

Debt Collectors And Charge-Off

When an account charges off, the credit card company will place a derogatory mark on your credit report as a way of penalizing you for not paying as agreed. This is standard procedure.

When attempting to collect an outstanding debt prior to the charge-off point (i.e. 180 days) debt collectors often make a big deal  …

 

Read more: http://www.hoffmanbrinker.com/credit-card-charge-off-write-off.html

Benefits of Professional Roofing Services

(c) huddersfieldroofing.co.uk/

As an owner of a house, you may well be very lured to perform roof repairs or maintenance chores by yourself; particularly if you are positive about your Do-it-yourself abilities. Or perhaps you have been upset by other contractors in the past; by individuals who failed to show up on time, overcharged you or didn’t provide a quality service.

People should never take risks in relation to task that may cost substantially. No matter whether it’s all about repair and inspection, roofing jobs must be left to professionals. Leaving your family from a non-certified roofer will haunt you down the road.

Would you use a plasterer to set up your new kitchen, would you? Whether you want the work carried out with your EPDM (ethylene propylene diene monomer) rubber roofing or with the slate roofing, it would be very smart to only rely on an experienced roofer with all the suitable professional certifications and that comes with good recommendations.

Listed below are many of the primary advantages of hiring a professional roofer:

The professional roofers will have all the important insurance which is related to the roofing job.

They won’t only have public liability insurance but also professional indemnity insurance in place as well.

There is no need to risk your own safety while getting the job completed. Professional roofing companies are anticipated to have all the safe practices training and certification.

They are going to definitely present compliance with including health and safety law, code of practice of the organization itself and etc.

Professional roofers are skilled which means as a homeowner, it will be easier to relax and have confidence your roofer is equipped for any challenge he may encounter.

The good thing about professional is they can certainly detect and identify a problem. This is very important as some would charge per hour rate and you wouldn’t wish to spend it with somebody who hardly has an idea on what’s going on.

Your roofer will assist you to determine if a new roof needs to be installed or if some repairs are all it will take. They’re going to recommend the correct materials required for the repair based on your capacity.

The previous roofing material or any waste produced from the work is properly disposed. Majority of roofing companies covers everything from getting rid of old roofing, replacing it and dumping the old material.

Last but not least, the roofing expert won’t demand for giving you a quote on what needs doing and how much it’ll cost you.

Keep in mind that not every roofer offers the same service or provides same quality. Just be sure you opt for a roofer which has a tested track record and good referrals.

Quartz: The New Countertop Contender

Because of its durability, customizability and beauty, quartz is one of the leading materials being used in countertops today. Learn more about the process your countertops go through before they accent your kitchen.

Eveer since the invention of Formica in the 1920s, kitchen countertops in America have been simply covered in laminates. During the past decade, though, natural stone surfaces have landed in ever more kitchens: granite, marble, soapstone and even concrete. But now there’s a new countertop contender on the design scene: engineered quartz.

Boasting the best qualities of laminate and stone (along with its own special features), quartz began appearing in U.S. homes just a few years ago after gaining popularity in Europe for the past decade. Today, quartz countertops are exploding in popularity, with U.S. sales increasing 60 percent in 2004.

Benefits of Quartz Counters 01:34

Learn more about the performance of this manufactured surface with the beauty of marble.
Although some quartz countertops are actually made of quarried slabs of the natural stone, the new engineered material is actually created through a manufacturing process that mixes approximately 95 percent ground natural quartz with 5 percent polymer resins. The result is a super-hard, low-maintenance, natural stone-look countertop available in a dazzling array of colors. And for many of the homeowners choosing quartz, those virtually unlimited color options are what sold them.

“Color was most definitely a huge factor,” says Gay Lyons, a college professor in Knoxville, Tenn., who replaced the white laminate countertops in the kitchen of her 1970s rancher with blue quartz. “Our kitchen is part of a large area that includes dining and seating areas, as well as an adjacent sunroom. The countertops …

 

See more: http://www.hgtv.com/design/rooms/kitchens/quartz-the-new-countertop-contender

Common Plumbing Emergencies

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(c) HomeAdvisor.com

A small plumbing problem can be the reasons for serious trouble for a home. On occasions when you feel you may manage the situation, you’ll make an effort to execute the repair all by yourself. However have you been at a stage where you have attempted to repair something and just made the situation much worse? That is reason why people have to be very mindful when working with plumbing issues in the home. Despite the fact that our plumbers have routine maintenance or scheduled work, most of the requests that plumbers get are for emergency support. These are even worsened because of the incorrect way of resolving it. Here are few of them that plumbers say homeowners usually make.

Here are some of the common plumbing complications one can experience in the home and office setting.

a. Shower. Should the pipes and tubes aren’t aligned correctly within the wall, it will have a immediate result on the placement of the taps and even the shower head. When the showerhead is congested, the leak may be resolved by cleaning the showerhead perforations. This is often easily done by homeowners themselves. If the issue is fixed, water pressure from the shower should visibly improve, and the leak should be no more, or at least quite unnoticeable. However, if the issue is linked to temperature or other root cause of leakages, you should call a specialist to look at it and do not experiment or try to repair it..

b. Toilet. Paper towels, diapers, feminine hygiene produces, baby wipes and foods are not intended to go through sewage pipes. In several situations when kids are around, they frequently experiment by flushing toys and smaller household items down the toilet. Nonetheless clogs or any toilet issues usually are not merely due to things inside but this can also be a manifestation of broken parts. Plumbers utilize a few standardized tools to be able to facilitate removal clogging, readjust pressure or change parts. This means when you have already removed the clog-causer and the toilet is still not functioning right then it can be more severe issue.

c. Water Heater. Many homeowners let their water heaters go without having inspection for years. In reality, most appliances in your home can require a yearly inspection in order to ensure that they’re working as efficiently as possible. Homeowners must not overlook any hint of inconvenience like lack of supply, strange noise, etc. as it can be a indication of a more major problem.

d. Sinks and drains. Identify the origin of the clog. You will find the source by running water in other sinks in the house. If all drains are clogged, or you cannot unclog the trap yourself, make a call for plumbing service. Don’t use liquid plumber or related products. Probably the most common solutions people have for fixing a plumbing problem is to pour drain cleaner down the drain however are not just bad for the environment, but they are full of caustic toxins that may corrode your pipes and cause permanent problems for your drains.

How Pedometers Work

Well, everyone should already know what a timer or a stop-watch is. However, the term “Pedometer” might sound a little unfamiliar. A pedometer is an electronic device that counts every step a person takes by first detecting the motion of a person’s hip or perhaps the bottom to be a little accurate.

 

Learning how pedometers work provides a great tool for achieving fitness goals. A pedometer records the number of steps taken, and it’s an essential part of the 10,000 steps program for fitness.

Get Fit: How Pedometers Work

Essentially, a pedometer records the steps you walk. Inside the pedometer is a device or arm set on a spring. That spring moves up and down as you stride by measuring the up and down motion of your hips. The device is motion sensitive and activates when you’re in motion. Designed specifically for vigorous walking, pedometers come in all shapes, sizes and sensitivities.

Pedometers are goal-oriented devices that act as both a means for measurement and incentive to improve the number of steps you take each day. The fitness industry has seen a virtual explosion in the number of devices available in the modern market. Some advanced pedometers work to convert steps into physical distances (miles or kilometers); track heart rate; calculate calories burned as well as telling time. Some versions also come as a part of an MP3 player which provides entertainment while walking.

A variety of basic to modified pedometers are available, including:

  • Digital Pedometer
  • Timex T5E011 Pedometer
  • Tech4O Traileader 1 Watch
  • Strollometer Wheel-based Stroller Speedometer/Odometer

Each of these pedometers offers a different type of functionality from the basic spring to the more complex. Don’t judge a pedometer by its price tag. Just because a pedometer advertises a lot of bells and whistles does not mean it is the ideal pedometer for you.

Wear it Correctly: How Pedometers Work

Pedometers are effective only if they are used correctly. Most pedometers must be worn so that they sit straight and vertical. It’s ideal to wear a standard pedometer clipped onto your belt. Your waist band is a second choice, but it can interfere with how the pedometer works if it is too tight against the curve of your waist or stomach.

 

 

Read more: http://exercise.lovetoknow.com/How_Pedometers_Work

Tips in Purchasing Dishwasher

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(C) scardinahomeservices.com

Preparing a good meal for the entire family is a very satisfying feeling; however this feeling can easily be erased whenever you see the dishes afterwards. It may take hours or even more to ready the foodstuff, consume it for minutes and then wash them as much time you taken preparing it. There are occasions that no matter how you clean them with dishwashing liquid, you can’t still get it dishes entirely clean. Because of these causes the dishwasher was made and stands to be among the finest appliances a person can have in their kitchen.

Listed below are number of variables you have to put in mind when purchasing a dishwasher.

1)    Function
You might wish to consider a dishwasher which includes a delay function or timer function. This means the appliance could be set up to wait until a time before starting the wash. Furthermore there is half load function for dishwasher that is great for running a wash if the machine has been loaded to half-capacity or less.

2)    Size
Think about the size of the dishwasher you should have. A family of two needs a smaller sized dishwasher than a family of six. Even though you have enough dishes allowing a family of two to hold back over a week to run the dishwasher, it is probably an awful idea to purchase a bigger model.

3)    Noise
Many modern units are already made for calm operation. As a basic guide, around 50 db or lower is generally held to be a suitable noise level.

4)    Interior
Dishwashers feature a adjustable rack that could be adjusted down and up according to your need. These features certainly help much once you prepare for a large crowd and they can perfectly fit in large bowls and odd shaped dishes.

5)    Budget
Get ready to pay extra if you wish to get a far more advanced dishwasher. Expect that it will cost you more if you are searching for further features. But try not to be anxious as this is only a onetime expense since quality ones will not be susceptible to damages. Furthermore look at the product is covered with warranty. A few provide extended parts warranties however these often insist that you employ their own technical engineers – at a premium cost in comparison with independent engineers so you have to really check on the warranty terms.

Dishwasher is not that cheap so you will have to think smartly and do a little study before selecting one. You should ensure that you buy the quality ones in order that you’ll have no issues in the future.

trump has won!

Short post as i am still try to recollect my thoughts. The next potus is trump…frankly i am a little worried on how the state of affairs of the world would be. But yet it might be a good thing as most opposition/critics of the US are actually unhappy with their interference with non local affairs.

As such conflict between them and the united states should ease since trump stand is to ignore outside matters that are non US issues. Still the illogical manner in which he conducts himself is where things get scary.

The risk of a nuclear war has increased with him in the office thanks to his irrational behaviour. The economy is just on the verge of a large correction and his appointment to office seems to have just confirmed it.

Let us brace ourself for the world ahead 🙂

The election is still on the way

A lot of people on wall street spoke out on trump. A lot of “experts” spoke out on trump. Still Trump is leading the polls! This together with the brexit shows how much people are changing in the views of how the world should be run.

There is something about this results that seems to scream anti establishment. You can’t help but feel that those on the ground are saying to the media, to those in power that it is not about what you feed us and tell us, we will just choose the opposite of that.

I do wonder what trump would do once he takes office to calm down the fear of the market. Yet hearing how his campaign manager answer that there should be no reason to fear makes me realize how disillusioned they are on how the market fears the instability he brings to the office.

Home Extension Tips

Perhaps, at this point you find yourself looking over home extensions plans to see where and how you can add another room to fit almost everyone more in a relaxed manner. Or maybe you would really like more room to entertain your pals or provide a lovely guestroom to house guests. Before you go ahead with your plans, you’ll want to take points to consider preventing problems

I. Get Multiple Quotes

Get at least a number of quotes, considering for many people it’s going to be their second greatest investment a tiny difference in percentage between quotes can mean lots of money. Add to this advice, quality can also be repaid as time passes. Thus take into account both aspects before making your final decision.

II. Permits and Codes

A homeowner need to have the services of an experienced contractor when planning an extension his or her home. The remodeling project is going to need a building permit and ought to adhere to city or county regulations, and a skilled contractor will ensure that things are done right and to the correct prerequisites.

III. Choose A Professional

A home expansion can boost the quality of life for a family not to mention enhance the worth of their home. A professional contractor will get in touch with the property owner, and jointly they are going to develop a design for the project which will be desirable, comfortable and economical. The contractor’s training and experience will provide fresh ways to incorporate into the remodel plans to make the home’s living area more convenient and enjoyable.

An established skilled labor force will complete the home extension on time and keep the disruption of the family’s living space to a minimum. They’re going to keep the surroundings as neat as possible while they’re working and leave the area looking neat at the end of each workday.

Whenever a licensed contractor completes a home extension, it is going to improve the worth of the home, and the owner will recoup the expense of the project by making greater revenue when the home is sold. An expert will guarantee that the project increases the overall look of the home as opposed to detracting from it.